Understanding COBRA Health Insurance
is a federal law passed in 1986. It requires companies with 20 or more employees to continue offering health insurance at group rates to former employees and their family members after they’re no longer eligible for the group — because of job loss or divorce, for example. Some states have similar rules for companies with fewer than 20 employees. WHO QUALIFIES? Former employees, spouses, former spouses and dependent children are eligible, regardless of their health. There are exceptions: …
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